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policy coverage

This essay focuses on policy coverage. Research and describe at least one example of an exception. If a policy listed the particular exception you researched how does it affect your policy coverage

 

policy coverage

Description
Firstly, What are exceptions or exclusions and how do they relate to guidelines for exposures propose in most policies?

Secondly, Research and describe at least one example of an exception.

Thirdly, If a policy list the particular exception you researched how does it affect your policy coverage?

Insurance coverage is the amount of risk or liability that is cover for an individual or entity by way of insurance services.

Insurance coverage, such as auto insurance, life insurance—or more exotic forms,

such as hole-in-one insurance—is issue by an insurer in the event of unforesee occurrences.

Insurance coverage helps consumers recover financially from unexpected events,

such as car accidents or the loss of an income-producing adult supporting a family.

In exchange for this coverage, the insured person pays a premium to the insurance company.

Insurance coverage and its costs are often determined by multiple factors.

Premiums are a way for the insurance company to manage risk.
When there’s an increased possibility that an insurance company may have to pay out money toward a claim,
they can offset that risk by charging a higher premium.

For example, most insurers charge higher premiums for young male drivers,

as insurers deem the probability of young men being involved in an accident to be higher than,

say, a middle-aged married man with years of driving experience.

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