the research you presented in your bibliography
This essay focuses on the research you presented in your bibliography. Include an APA style title page. This criterion is linked to a Learning Outcome Form and structure 5 pts Full Marks The paper is structured as an essay
the research you presented in your bibliography
You will transform you outline into a full first draft of your position paper. The draft should be structured as an essay, with paragraphs that follow the structure of your outline. Include subheadings in the beginning of each section of the paper (Introduction, History, etc.). Write clearly and concisely. Begin your introduction with a hook that inspires interest in your paper. Support your arguments with evidence from the research you presented in your bibliography assignment, as well as from other sources. Make sure you are using APA style throughout. Support every claim you make with a citation. Include references to bibliographic sources within the text and a list of references to follow the essay. Include an APA style title page. This criterion is linked to a Learning Outcome Form and structure 5 pts Full Marks. The paper is structured as an essay: Full sentences,
A marginal lender is a lender (such as a bank) that will only make a loan at or above a particular rate of interest. Put differently, it is a lender that is willing to make a loan the current interest rate, but will no longer care to make the same loan at any lower interest rate.
Understanding Marginal Lenders
In the free market for borrowing and lending, banks and other financial institutions serve as the suppliers of credit, in the form of loans, made to businesses and individuals. The rate of interest in the market for different types of loans and for different credit risks is determine by supply and demand, just like any other market. For instance, if there is a surge of housing demand, then many more people may be interest in obtaining a mortgage and so interest rates on mortgages may tick up.
A marginal lender is one who is willing to participate in extending loans in a given credit market at the prevailing level of interest rates (or higher); however, they are not willing to issue loans for any interest rate lower than the market rate – even if somebody else might. They are willing to lend “on the margin” but not below that margin.
KEY TAKEAWAYS
- A marginal lender is a lender that will only make a loan at or above a particular rate of interest.
- Put differently, it is a lender that is willing to make a loan the current interest rate, but will no longer care to make the same loan at any lower interest rate.
- A marginal lender should not be confuse with margin lending in securities markets or overnight lending between banks.
paragraph form; written concisely; very few grammar errors (<3); subheadings used; APA style use throughout. 4 pts Very good Paper has good structure (full sentences, paragraph form) with various errors in grammar and style. 3 pts Partially Satisfactory Most of the paper is written as an essay (paragraphs and full sentences). However, some of it is left as outline form or bullet points or some use of sentence fragments. 2 pts Marginal credit Many grammar mistakes; several incomplete sentences; APA style not used frequently 1 pts Marginal credit 0 pts No Marks Paper is currently unsatisfactory – not at all in complete sentences
